Cited Materials and Further Reading
Official Berlin Group Publications
The specifications and documents referenced throughout this course are available for download from the official Berlin Group website. The framework is licensed under the Creative Commons Attribution-NoDerivatives 4.0 International Public License, and the OpenAPI files are licensed under the Creative Commons Attribution 4.0 International Public License.
Primary Download Pages:
- openFinance Framework Documents: https://www.berlin-group.org/openfinance-downloads
- NextGenPSD2 Framework Documents: https://www.berlin-group.org/nextgenpsd2-downloads
GitLab Repositories for OpenAPI files:
- openFinance Repository: https://gitlab.com/the-berlin-group/openfinance
- NextGenPSD2 Repository: https://gitlab.com/the-berlin-group/nextgenpsd2
Key Documents Referenced
- The Berlin Group. (2023). A guide to the openFinance API Framework V2.0.
- The Berlin Group. (2023). openFinance API Framework - Core-PSD2 Compliance - XS2A API Implementation Guidelines V2.0.
- The Berlin Group. (2023). openFinance API Framework - Protocol Functions and Security Measures V2.0.
- The Berlin Group. (2023). openFinance API Framework - Consent API V2.0.
- The Berlin Group. (2023). openFinance API Framework - Extended Payment Initiation Services V2 - Implementation Guidelines.
- The Berlin Group. (2023). openFinance API Framework - Extended Payment Initiation Services V2 - Operational Rules.
- The Berlin Group. (2024). openFinance API Framework - Extended Account Information Services V2 - Implementation Guidelines.
- The Berlin Group. (2023). openFinance API Framework - Request to Pay - RTP Implementation Guidelines V2.
- The Berlin Group. (2023). openFinance API Framework - Request to Pay - RTP Operational Rules V2.
- The Berlin Group. (2025). openFinance API Framework - Verification of Payee - Implementation Guidelines.
- The Berlin Group. (2024). openFinance API Framework - Push Account Information Services V2 - Implementation Guidelines.
- The Berlin Group. (2024). openFinance API Framework - Push Account Information Services V2 - Operational Rules.
- The Berlin Group. (2021). openFinance API Framework - Resource Status Notification - Implementation Guidelines 1.2.
- The Berlin Group. (2024). openFinance API Framework - Discovery API v1.0.
- The Berlin Group. (2025). openFinance API Framework - Data Dictionary V2.2.5.
Regulatory and Contextual Documents
- European Commission. (2023, June 28). Proposal for a REGULATION OF THE EUROPEAN PARLIAMENT AND OF THE COUNCIL on a framework for Financial Data Access. COM(2023) 360 final.
- European Parliament and Council. (2015, November 25). Directive (EU) 2015/2366 on payment services in the internal market (PSD2).
Further Reading
- The Berlin Group: About ››
- The Berlin Group - Wikipedia
- The Open Finance Ecosystem & the Standards for Secure Identification & Sharing of Data
- Standards Library - Ozone API
- NextGenPSD2 - Ozone API
- Regulations and Standards - NextGenPSD2 Reference Toolkit Documentation - WSO2
- PSD2 Access to Bank Accounts | The Berlin Group
- PSD2 Gateway Operational Guidelines for AISs and PISs - Developers - Fabrick
- Three Key Learnings from Berlin Group's openFinance API Framework - Ponto
- Open Finance - NextGenPSD2 API Framework - The Berlin Group
- Berlin Group starts new Open Finance API Framework
- Open banking - Wikipedia
- www.iso20022.org
- Open Finance – a framework for financial data access (FIDA) - PFR Rechtsanwälte
- Financial Data Access Regulation (FIDA): April 2025 Update - Capco
- The Financial Data Access (FiDA) Regulation
- Financial Data Access (FiDA) - KPMG International
- FiDA: Open Finance in the EU? | Herbert Smith Freehills | Global law firm
- Financial Data Access Regulation (FiDA) - PayTechLaw.com
- How FiDA's Financial Data Sharing Schemes Are Shaping the Future of Open Finance
- FiDA Framework: Open Finance Regulation for EU Banks | EY - Denmark
- FiDA Framework: Open Finance Regulation for EU Banks | EY - Belgium
- Berlin Group PSD2 API - API Developer Portal
- www.iso20022.org
- ECSG Acquirer to Issuer study - European Central Bank
- openFinance API Framework Implementation Guidelines for Extended Services Push Account Information Services - GLEIF
- Implementation Guidelines for Extended Services AIS for Securities Accounts
- PSD2 - Second Payment Services Directive
- NextGenPSD2 Download page - The Berlin Group
- Berlin Group NextGenPSD2 - Implementation guidelines for Third party providers - Vub.cz
- 11c. Berlin Group OpenFinance API Framework - Core-PSD2 Compliance V2 Suite - Protocol Functions and Security Measures 20231005 - Scribd
- The Berlin Group NextGenPSD2
- TPP Implementation Guide v3.3 - HPB
- Open Banking Map
- PIS API - de Volksbank
- NextGenPSD2 XS2A Framework Implementation Guidelines Extended Services Confirmation of Funds Consent
- PSD2 - APIs Implementation Guide v1.1 for TPPs - Redsys
- openFinance Download page | The Berlin Group
- Implementation Guidelines Extended Services AIS for Savings and Loans Accounts - Gov.il
- Request-to-Pay APIs - CGI.com
- SEPA Request-to-Pay - CORE SE
- Minutes - European Payments Council
- Minutes - European Payments Council
- Verification Of Payee scheme Rulebook - 2024 Public Consultation comments & VOP TF proposed responses - EPC Document
- SEPA INSTANT PAYMENTS NEW NORM FROM 2025 - Capco
- Response of the Global Legal Entity Identifier Foundation (GLEIF) to the Berlin Group's Open Finance API Framework Implementat
- Bank Of Israel Open Banking IL Resource Status Notification ... - Gov.il
- Delivering on the promises of Open Banking | Mastercard
- The Berlin Group / NextGenPSD2 · GitLab
- Interactive API documentation - GitLab Docs
- Berlin Group PSD2 API specified in Openapi v3 format - GitHub Gist
- Financial Data Access (FIDA) - Operations - Consulting - Services - PWC.nl
- Understanding FIDA: The new regulation explained | Insurely
- Financial Data Access (FIDA) Regulation Proposal | France FinTech
- FIDA (Financial Data Access): How do you stay compliant? - ShareID
- Fida regulation: definition, goal and application - Trustpair
- FiDA Regulation and Crowdfunding: How It May Work - LenderKit
- Framework for Financial Data Access (FIDA) - Management Solutions
- The new EU Financial Data Access framework: opening up data across financial services